Does AR Wallet collect KYC documents?

No KYC required. Only phone number for OTP verification.

Is my UPI data safe in AR Wallet?

We never store UPI credentials. Only transaction references for dispute resolution.

What personal data does AR Wallet collect?

Phone number, IP address, device info, transaction history. No financial details stored.

⚠️ DISCLAIMER

AR Wallet is a third-party platform. Using this app may result in bank account lien or freeze. This platform does not guarantee any financial security. Only users above 18 years should use it at their own risk and understanding.

AR Wallet Privacy Policy - Complete Data Protection

Last Updated: March 24, 2026

📋 Data We Collect ☁️ Support Questions 🏠 Back to Home

1. Introduction - Your Privacy Matters

At AR Wallet (arwallet.org.in), we prioritize your privacy while providing secure ARB trading via UPI (PhonePe, GPay, Paytm). This Privacy Policy explains how we collect, use, store, and protect your data in our P2P marketplace. As a no-KYC platform, we collect minimum data required for safe trading.

Key Commitment: We never store your UPI credentials, bank details, or financial passwords. Your ARB tokens remain in self-custody.

2. What Personal Data We Collect

AR Wallet collects only essential information for account verification and trading:

Data Type	Purpose	Example
Phone Number	Account verification	+91 9876543210
IP Address	Security & fraud prevention	103.12.XX.XX
Device Info	App compatibility	Android 11, Samsung
Transaction Records	Dispute resolution	UPI TXN ID only
Referral Code	Rewards tracking	ARYLZZD

No KYC documents, PAN, Aadhaar, or bank details stored.

3. UPI & Payment Data Protection

Your ARB Pay transactions are 100% secure:

Never stored: UPI ID, bank account, OTP, MPIN
Transaction proof: Only UPI Transaction ID (12-digit) for 7 days
End-to-end encryption: All P2P communications
No payment gateway: Direct bank-to-bank transfers

Important: Always verify UPI payment in your PhonePe/GPay app before clicking "Complete Order" in AR Wallet app.

4. How We Use Your Data

Purpose	Data Used	Legal Basis
Account Creation	Phone number	Contract performance
Fraud Prevention	IP, device info	Legitimate interest
Trade Matching	Transaction records	Contract performance
Referral Rewards	Referral code	Consent
Support Response	Phone, messages	Contract performance

5. Data Sharing & Third Parties

We DO NOT sell or share your data:

No data brokers or marketing companies
No ad networks tracking
Legal only: Law enforcement with court order
Payment processors: UPI transaction verification only
Telegram support: Public group, no private data shared

Join Telegram Support → (Public group, use anonymously)

6. Data Storage & Security

Location: Secure Indian data centers (RBI compliant)
Retention: Phone number (permanent), transactions (90 days)
Encryption: AES-256 at rest, TLS 1.3 in transit
Access: Role-based, 2FA required
Backups: Encrypted, 30-day retention

APK Security: Download only from official arwallet.org.in (2MB verified).

7. Your Rights & Data Control

You have complete control over your data:

Your Right	How to Exercise
Access Data	Contact support via Telegram
Delete Account	App Settings → Delete Account
Correct Info	Update phone in app profile
Object Processing	Email support@arwallet.org.in
Data Portability	Export transaction history

Account deletion: Permanent within 7 days, all data erased.

8. Cookies & Tracking

AR Wallet uses minimum tracking:

Essential cookies: Session management (30 mins)
No analytics: Google Analytics, Facebook Pixel
No advertising: Retargeting or behavioral ads
Website only: arwallet.org.in domain

9. Children Privacy

AR Wallet is 18+ only. We do not knowingly collect data from minors. If discovered, accounts are immediately terminated.

10. International Data Transfers

All data stored in India. No international transfers. Compliant with DPDP Act 2023 and IT Rules 2021.

11. Changes to Privacy Policy

We may update this policy. Changes posted on arwallet.org.in/privacy.html with "Last Updated" date. Continued use = acceptance.

Current version: March 24, 2026

12. Contact Privacy Team

📞 Privacy Questions 🏠 AR Wallet Home 📱 Download APK

Email: privacy@arwallet.org.in
Telegram: t.me/arwalletindia
Address: AR Wallet India, Registered Office

Privacy FAQs

1. Does AR Wallet store my bank details?
No. Only UPI Transaction ID for 7 days verification.

2. Is my phone number public?
No. Visible only to matched traders (hidden by default).

3. Can I delete my account?
Yes. Settings → Delete Account → Permanent erasure.

4. Do you track my location?
No GPS tracking. Only IP for security.

5. Are Telegram chats private?
Public support group. Use anonymously, no login required.

6. What if my account is hacked?
Contact support immediately. Phone-based recovery only.

7. Do you share data with banks?
Never. Only if legally required with court order.

8. Is APK safe to download?
Yes from arwallet.org.in only (2MB verified).