⚠️ AR Wallet Official Disclaimer & Risk Warning
📌 Website Disclaimer
This website is an independent informational and promotional landing page created solely for educational and informational purposes. We do not own, operate, or represent the official platform associated with AR Wallet or Arbpay.me.
We hereby clearly state that this website has no direct or indirect affiliation, partnership, or relationship with the official website, its owners, or any associated entities. All trademarks, logos, and brand names belong to their respective owners.
The purpose of this website is to provide general information, user guidance, and awareness related to the platform. Any actions taken by users, including downloading applications, registering, or making financial decisions, are done at their own risk.
We strongly advise users to:
- Verify information from official sources
- Use only trusted and verified platforms
- Exercise caution before making any financial or personal decisions
This website shall not be held responsible for any losses, damages, or issues arising from the use of third-party platforms or services mentioned here.
By using this website, you acknowledge and agree to this disclaimer.
AR Wallet Complete Disclaimer Summary
| Disclaimer Information |
Status / Warning |
| Financial Guarantee | NONE - No profit guarantee |
| Bank Account Risk | HIGH RISK - Lien/Freeze possible |
| Platform Type | Third-party P2P marketplace |
| User Responsibility | 100% USER RESPONSIBLE |
| Age Requirement | 18+ ONLY |
| RBI Backing | NO OFFICIAL BACKING |
1. No Financial Guarantee
AR Wallet provides P2P marketplace only. We do NOT guarantee any profits, returns, or financial security. All ARB trading involves significant risk of loss. Past performance does not indicate future results. Users trade at their own risk.
2. Bank Account & UPI Risks ⚠️
CRITICAL WARNING: High-volume UPI transactions (PhonePe, GPay, Paytm) during ARB Pay trading may be flagged as suspicious by banks, resulting in:
- Account Lien - Temporary fund restrictions
- Account Freeze - Complete access block
- Bank Investigation - KYC/Transaction verification required
- Reporting to authorities - In extreme cases
Solution: Use sparingly, space transactions, prefer major banks, maintain records.
3. User Responsibility (100% Your Risk)
Users are fully responsible for:
- Verifying all UPI payments before confirming trades
- Trading with verified counterparties only
- Maintaining transaction screenshots/proof
- Understanding crypto volatility risks
- Complying with Indian tax laws (30% VDA tax)
- Bank communication if issues arise
AR Wallet is NOT responsible for user losses, disputes, or third-party actions.
4. Third-Party P2P Platform
AR Wallet is a third-party marketplace connecting ARB buyers/sellers. We do NOT hold user funds, NOT custody ARB tokens, and NOT process payments. All transactions are direct peer-to-peer between users.
5. Age & Legal Requirements
- 18+ years only - Minors prohibited
- India residents only - Follow local laws
- No KYC - User self-certifies eligibility
- Tax compliance required - Report VDA gains
- Bank account holder - Own UPI required
6. Scam & Phishing Prevention
IMPORTANT:
- Download ONLY from arwallet.org.in
- Use referral ARYLZZD from official sources
- NEVER share OTP/PIN with anyone
- Verify UPI payments in bank app first
- Avoid unofficial Telegram groups/channels
- Report scams to official support
7. RBI & Regulatory Status
AR Wallet operates as unregulated P2P marketplace. No direct RBI approval or backing. Users must:
- Follow Indian crypto regulations
- Report income per ITR-VDA rules
- Maintain 7-year transaction records
- Understand no consumer protection applies
8. No Refund / No Liability
Zero refunds on:
- Completed ARB trades
- AR Wallet download (free APK)
- Referral rewards earned/spent
- Third-party disputes
- Bank-related issues
AR Wallet zero liability for user losses from trading, scams, bank actions, or technical issues.
✅ Pro Tip: Screenshot every UPI payment, trade confirmation, and chat. Keep 7-year records for tax/bank compliance. Trade small amounts initially to test platform.
Disclaimer FAQs
1. Is AR Wallet safe?
P2P platform. Safe when used correctly with verification. Bank risks exist.
2. Can my bank account freeze?
Yes possible. High UPI volume flagged as suspicious.
3. Does AR Wallet guarantee profit?
No guarantee. Trading involves loss risk.
4. AR Wallet RBI approved?
P2P marketplace. No official RBI backing.
5. Age requirement?
18+ only. Minors prohibited.
6. Tax responsibility?
User responsible. Report VDA income (30% tax).
7. Refunds available?
No refunds on completed trades/disputes.
8. How to avoid bank issues?
Space transactions, use major banks, keep proofs.
9. AR Wallet liability?
Zero liability. Users fully responsible.
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